Nobody expects to have to declare bankrupt at some point in their life. However, it happens. This may feel like your financial life is over for good, it isn’t actually the end of the world. What you have to learn is how you can live with the new financial rules that will be imposed on you for a period of time. This also means that if you are considering refinancing your auto loan, you need to do it properly. Issues with Bankruptcy When people declare bankrupt, they usually can no longer get credit cards or other loans. This is a…