Student loan debt in the U.S. has reached a staggering $1.35 trillion dollars. Almost 12 percent of the outstanding loans are in default and more than 60 percent of college graduates have some form of student loan debt. Click here for more information on student loans by state. Many graduates leave school with more than $100,000 of student loan debt. The higher the degree, the more student loan debt that’s probably incurred. Some graduates work two, three, or even four jobs to try to meet their student loan obligation, which can amount to a couple thousand dollars every month. Just…