Finance Archives - Page 2 of 4

5 Realistic Ways To Lower Your Debt

Whether you’re in $300 or $30,000 of debt, lowering those balances or paying them off completely should be the top priority. Debt can keep you chained to the whim of your lender(s), and just out of reach of financial flexibility and freedom. Here are five realistic ways to start lowering that debt and working towards a sustainable future. Create A Budget: And Stick To It How many times have you been in a store and thought: ”I can afford just this little thing”, and ended up spending way more money than you know you should have? A simple budget can…

Getting Out Of Debt? Watch Out For These Budget Busters

More people than ever before are in debt, and it can be very difficult to get back on an even keel. If you’ve had money problems in the past, it can be hard to get credit in the future, and making money last until the next payday can be a challenge. If you’re working to reduce the amount of money that you owe, it’s important to be aware of the budget busters which plague all of us. Remember, if your outgoings are greater than your incomings, you’re inevitably going to sink further into debt! When it comes to sensible financial…

Ways to Survive Financially After Your Recent Relocation

You might feel too emotional about the idea that you are going to leave your old home and live elsewhere. It might be difficult, but it is not the most challenging part of the process. The hardest thing you’ll face is your financial dilemma. You might worry that your savings won’t be enough to sustain you for the next few months. Worse, you might have decided to leave without the certainty that you can find a job in the city where you are moving to. Despite that, you still need to push through with your plan and make it work…

Unexpected Things That Are Raising Your Energy Costs

Opening up hydro bills should not lead to an unpleasant surprise, especially if someone is trying their hardest to watch how much energy they are using. Most people know to turn their lights off when they leave a room or to cut down their time spent in the shower, but there are other unexpected factors that could be racking up the costs. Air Leaks Drafts creeping into the house through gaps, cracks and low-quality windows will lead to higher energy bills. The irregular indoor temperature means that homeowners consume more of their air conditioning and heating. A good way to…

How to Make Money in Stocks: A Beginners Guide

If you’re wondering how you can start building your wealth in the stock market? You’re not alone. On average, the return of a stock market investment is about 10% per year. That’s a number that’s much better than anything you can find from any local bond or bank account. In fact, you don’t even need to be an expert investor to get that 10%, all you need is a low-cost fund based on the S&P 500 index. So, if earning money on the stock market is so simple, why aren’t more people doing it? The simple answer is that we’re…

3 Ways to Better Safeguard Your Finances

How safe do you feel your finances are at the end of the day? For many consumers, their financial well-being is not as well off as they may have thought it was. With that in mind, how can you better safeguard your finances and give yourself a little more peace of mind? Take a Pro-Active Approach In trying to best protect your finances, remember these three pointers: 1. Don’t wait for trouble – Too many consumers end up waiting for trouble to strike before taking any action. In doing this they run the risk of their finances suffering damages. That…

How To Get Pre-Approved On Real Estate Loans

There is a clear difference between being pre-approved to buy a condo and pre-qualified. Pre-qualification practically means that you might be able to get a loan after analyzing income statements and some other information. You are thus likely to be pre-qualified for credit card loans. If you are looking to purchase a condo you can get may types of loans for the purchase or down payment. One example is probate funding which are short-term loans against real estate assets within an estate. The probate or estate loan is made directly to the estate. The loan proceeds can then go towards…

An Explanation of Child Custody Issues in a Divorce

When two people decide to get married, on that special day they vow to remain together for the rest of their lives in happiness and through any difficult issues that arises. There is the thought that life will get easier for the two and in some ways it usually does, but life also brings different and sometimes more challenges that can lead the couple to a difficult to maintain relationship. When this happens, the marriage sometimes survives, but often ends. This is common today in the US, where 59% of marriages ending in divorce. Divorce is Traumatic Divorce is a…

4 Biggest Mistakes People Make With Their Money

When it comes to money, a lot of people can agree that they would like to have more of it Try as they might have as much as possible, it’s often their bad habits which causes it to slip through their fingers. Often people set out with the best intentions on payday, only to find that by the end of the month they’re left with hardly anything at all. In order to take control of your finances and have a life of abundance, it’s important to know the biggest mistakes that people often make and how to avoid them. …

What is the current trend in the stock market in April?

The onset of online trading platforms has made trading available to more people than ever before. No longer is stockbroking the domain of high-flying traders in business suits. Today, almost anyone can open an account online and start speculating on stocks. The stock market offers ample opportunity to trade and it is possible to generate an income on the side if you do your research well and plan your trading strategy. The seasonals are pointing to higher stock prices in April for the stock market – Here is the summary of current trends in the stock market in April to…

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