Browsing CategoryMoney

4 Hacker Tips on How to Get out of Credit Card Debts Fast

Owning credit cards can feel like a good thing at the beginning; the seemingly unlimited purchases, freedom to access overdrafts and more. But when the debts pile up, it can be truly uncomfortable. Fortunately, getting out of a debt crisis is not impossible. It requires some discipline, patience and careful planning. The disadvantage of accumulating debts doesn’t stop at reducing your loan credibility, it can cause personal stress and threaten one’s well-being. In order to live a debt-free credit card life, here are 4 hacker tips to guide your money habits. Use one credit card at a time It can…

How Do Escrow Accounts Work?

Escrow accounts are a type of savings account, in which money is kept to pay property taxes and insurance. When working with lenders like Stephen R Buzzi, they will open the account for you and explain how the whole system works. Furthermore, if you keep up with your agreed payments for a set period of time, you may be excused from having to make further payments into the escrow. It is also possible that you have an escrow account because that was simply part of your agreement. In that case, it will remain in place until the seller has fulfilled…

5 Unique Ways to Make Money

Whether you are in debt or are looking for ways to increase your finances, there are many ways you can improve your finances. For this reason, we are providing five unique ways you can make money today. Signup to Every Customer Rewards Program There are companies hoping to attract customers just like you, which is why almost every retailer offers a customer rewards program. If you want to enjoy discounts and coupons both online and in store, we recommend signing up to every customer rewards program. The best thing to do is create an email account solely for this purpose,…

Ways To Get A Loan with Bad Credit

Getting a loan with bad credit can be extremely difficult as many financial lenders will solely judge an application off of the individual’s credit score. A bad credit score is typically the result of bad financial habits and money management. This shows to potential lenders that you are at a higher risk of defaulting on a loan, meaning the lender will not get their money back. The typical loans that are available for persons with bad credit are low-dollar, high-interest, and short-term. These are typically payday loans and car title loans. Most people can get them as long as they…

Savvy Ways to Save on Student Expenses

The life of a student is one that usually involves a whole bunch of penny pinching. The whole “living on a student budget” lifestyle is a given with students today. With that said if you’re in the middle of your masters in health care informatics and it feels as though you never quite have enough money, you’ll love these money saving tips that we’ve put together for you. They will make your life easier and a little less stressful where money is concerned. Make Yourself a Budget It’s extremely hard to be able to know what you are spending if…

Student Loans: Debt Relief and Forgiveness

Student loan debt in the U.S. has reached a staggering $1.35 trillion dollars. Almost 12 percent of the outstanding loans are in default and more than 60 percent of college graduates have some form of student loan debt. Click here for more information on student loans by state. Many graduates leave school with more than $100,000 of student loan debt. The higher the degree, the more student loan debt that’s probably incurred. Some graduates work two, three, or even four jobs to try to meet their student loan obligation, which can amount to a couple thousand dollars every month. Just…

Top Tips on How to Work With Debt Collection Agencies  

There are thousands of people out there who are living underneath a mountain of debt, debt that is unmanageable and debt that they are struggling to get out from under. If you are in a similar situation then there is help out there for you. Laws have changed a lot in recent years as a result of companies pushing debt on to people who couldn’t afford it and as such there are now ways and means to pay off your debts gradually through collections agencies. Debt collection companies strike up images of angry looking men knocking on your door, this…